I recently started using Bluebird, a checking and debit alternative from Walmart and American Express. Bluebird is a nearly fee-free and easy solution for budgeting and household management. You might be wondering how a little blue card can help with household management. I can explain. We are a household that rarely uses cash but at times that can be very inconvenient. My mom often helps me with my children since I work from home. Every once in awhile so I can get a little quiet time she’ll take them out for lunch where there is a play area so they can burn off some energy. Rather than having to owe my mom money for outings like this because I don’t have cash on hand, I can set up a subaccount for her. I can transfer money from my card or account to hers from the Bluebird app on my iPhone when she needs it or just keep a little bit of money loaded onto that card so it’s handy for times like these. While it’s not really necessary because she’s family and always helping me out because she loves me, I don’t want to take advantage of it. On the same token, I can see the Bluebird card being an excellent tool for families who have a nanny.
A subaccount would also be perfect for an older child (13+). You can set it up for a weekly allowance and set daily spending limits. You can also set up email alerts to keep tabs on spending and turn off ATM access. There’s no fee for subaccounts and you can have up to four of them. Each subaccount member gets their own card.
These are just a couple of ways you can use subaccounts for household management. There are a lot of benefits in using Bluebird, some of which were covered in my previous post. Stay tuned to learn more about using Bluebird in daily life without fees!
You can learn more about Bluebird and sign up for your free card at www.bluebird.com or pick up an account set up kit at your local Walmart for $5.
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