Mommies with Cents

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Don’t Fall into The “It’s Only a $1” Trap

My husband and I headed to the outlet mall on Saturday for a little shopping.    I had a 30% off coupon for the Gap and wanted to see if I could find some good deals on new clothes for the kids.  We are probably one of a very small number of people who can shop for two hours and not buy a thing.  As we were headed back to the car I jokingly said to my husband "This whole shopping trip is only … [Read more...]

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Ways To Get Out of Debt and Live a Debt Free Life (Part 3)

Admitting you have a problem is the first step to getting out of debt and then you must develop a plan of action.  Once you have what goal you would like accomplished, be true to all of your debts and get motivated.  Create a list of all of your debts, excluding your house with the smallest balance first. For example, my husband and I  have an automobile loan and my MBA loan.  Both of these … [Read more...]

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Money Mama & The Three Little Pigs + Allowance Chart Review

Money management is a topic I feel very strongly about.  As parents, it's our job to prepare our children for the future.  No matter what the topic though, setting a good example is the number one way to instill the best in our children.  Having tools to help you along the way is always helpful. One of the most important lessons you can teach your child to prepare them for the future is how to … [Read more...]

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How to Throw a Birthday Party on a Budget

It is my son's 1st birthday this week.  Crazy!  We threw a party for him this weekend, but parties can get very expensive, so here are some ways to throw a birthday party on a budget. 1. Keep the birthday bash small. This isn't always possible as we have a large family, but since it is my son's 1st birthday next month and was my daughter's 3rd birthday, we opted to have a small party for my … [Read more...]

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Ways to Get Out of Debt and Live a Debt Free Life (Part Two)

I discussed last week that admitting you have a problem is the first step to getting out of debt.  The second step is to develop a plan of action.  You want to get out of debt, but you have no idea where to begin.  Determine how much debt you really have as well as your assets.  Check your expenditures as well. Don't be ashamed to seek professional help.  There are a lot of resources available … [Read more...]

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Ways to Get Out of Debt and Live a Debt Free Life

Maybe you have racked up some credit over the holidays or even over the years. Maybe you have student loans you need to pay off. Whatever the reason being, you have debt. It is tax season. What better time to start getting your finances on track than starting with tax returns? This series will discuss steps on ways to lead a debt free life. The first aspect is to admit that you are in debt … [Read more...]