It’s not a topic anyone likes to talk about but it is an important one nonetheless. Do you have a life insurance policy? If not, it’s probably time to have the discussion, especially if you have kids. Getting a life insurance policy will give you peace of mind and ensure that your loved ones won’t be left behind with a financial burden. With Ethos, you can apply for a policy online in about 5 minutes. It’s not an intimidating process. In fact, the buying experience is very user friendly!
Ethos is a new company but they’ve partnered with Assurity, a massive life insurance company with 130 years of experience that underwrites the policy. Ethos was designed to make buying life insurance simple and accessible for the modern consumer. For most people, there aren’t even any medical exams which other companies often require. You won’t have to deal with pushy sales people and there are no hidden fees. Ethos offers term life insurance which is more affordable and simpler than other types of life insurance. You can apply 100% online for FREE!
If you are like me and new to this topic, you might be wondering what term life insurance is. Term life insurance covers you for a set amount of time. It’s ideal for families because it is the simplest and most affordable option. Ethos offers policies in 10, 15, 20, or 30-year terms. Just pay your monthly premium to keep your policy in effect. It will expire at the end of the term you choose as long as your monthly premiums are paid.
So, why choose Ethos? The reasons are numerous:
- No back and forth with commissioned and pushy sales agents
- No medical exams for 99% of people
- Coverage available for all financial situations
- Applying is free and takes as little as 10 minutes
- Competitive prices — $1/day could buy your family $1m of
coverage for 20 years. - Most claims are paid within 10 days
- Ethos has partnered with Assurity, an “Excellent” rated life insurance company with 130 years of experience.
- Excellent customer service — Ethos is available anytime via phone or email to answer your questions.
In short, Ethos is a better way to buy life insurance. They’ve made the process easy and taken away the added stresses of purchasing life insurance the more traditional way. Anyone can use the Ethos website to apply for term life insurance 100% online for free. Having a life insurance policy in place will give you peace of mind, knowing that there is a financial plan in place to protect your loved ones if a tragedy ever occurs. The cost is quite affordable for the benefits and protection it will provide.
I can say yes life insurance is so important. My brother who was very healthy and never sick, one day at age 40 didn’t feel good in the afternoon. He started really not feeling good and drove himself to the hospital, and died of a heart attack on the way. He left a wife and a young son, no life insurance. It makes for a hard life, the mom managed to help the son with college, but she had only a teacher salary and a big mortgage, she worked extra jobs to make do. It is good to get life insurance when it is really cheap when you are young, you won’t regret it.
Thanks for the article and the info!